Introduction
After one has been involved in an accident and feels that the accident was because of the other party’s negligence or carelessness, one should file claims to that party’s insurance company. This will ensure that the victim of the accident gets compensated for the money that has been spent on medical bills and getting his or her life back on track after the accident. However, to have successful injury claims, one should prepare adequately and preferably with the help of a personal injury attorney.
Step 1
When making the injury claims, there are certain documents that have to be present. For one, the medical report of the victim is quite essential. This document will tell of the injuries that the victim sustained in the accident, the recovery of the victim, any of the health problems that the victim had prior to the accident, the cost of the medical bill and the effect that the accident has had on the victim’s lifestyle and career.
Step 2
With this type of information, the personal injury lawyer will be able to calculate the amount of money to be offered as compensation to the victim. When holding the personal injury claims the presentation of this document along with the required amount is essential. However, this document may also be used against you by the insurance firm since it has all of your past records. The insurance firm might dig up old conditions of the victim and use it.
Step 3
One needs to keep an injury diary. This is a document that will show how the victim recovered or is still recovering after the accident. By presenting this diary during the injury claims to the insurance firm, they are able to understand how the victim’s life has been affected by the accident and how adequately to compensate him or her.
Step 4
The victim should ensure that the description of the accident and injuries obtained that he or she plans to present to the insurance firm exactly matches with that of the claims adjuster. This is the person who is in charge of calculating the worth of the injuries and damages obtained by the victim. In the case that the accounts of the victim differ from that of the claims adjuster, one may lose the injury claims.
Step 5
The victim should have the police reports and other testimonies from witnesses. This duty is usually delegated to the personal injury lawyer of the victim. The lawyer ensures that he or she has the police report stating the time of the accident, the venue of the accident and who was on the wrong side. This information is helpful in injury claims as it acts as evidence. The lawyer also collects the testimonies of the witnesses that where at the scene during the time of the accident. The information provided by these witnesses should be in favor of the victim.
Tips
All of these are important preparation strategies towards any successful injury claims. If a victim prepares well he or she is bound to get compensated. A personal injury lawyer, however, is important.
Sources and Citations
None.
