Introduction
Car insurance provides cover against unforeseen loss or damage to you motor vehicle as a result of perils such as fire, road accident and theft. It covers you against legal liabilities to third parties. Instant car insurance is insurance cover that is bought online with the insurance company. Information that you need to know about instant car insurance regards to how you can get an online quotation and how you can get online insurance cover.
History
Insurance companies and insurance intermediaries have introduced online services as a way of quickly communicate with customers. This online service enable you to get an instant insurance quotation, pay premiums online, get insurance cover confirmation online as well as other services like online claim services and risk management. This has enabled insurance companies to reach many prospective customers as well as increasing their service delivery performance.
Features
Instant car insurance is obtained online through requesting for a quotation from an insurance company or insurance broker online. The quotation requisition process is very simple. It involves completing an online form that request your brief personal details such as name, contact details, age, gender and your accident free driving history. Other details required relate to your motor vehicle which are make or model, security features fitted to your car, purpose of use, year of make, replacement value of the car and the where the car is parked at night. This will enable the insurance company to instantly give you a quotation. It is very easy and quick to request quotation from different companies for comparison purposes using an online quotation requisition form.
After choosing the best insurance quotation you can advise the insurance company to place you on cover immediately. The insurance company would instantly confirm coverage through the internet. If the premium payment option is annual, the insurance company would give you their banking details where you would transfer the premium into or alternatively you can give the insurance company your banking details if the premium payment arrangement is through debit order collection.
Car instant insurance reduces the time and costs of travelling from one insurance company to another to get quotations. In fact, you can get quotations and have your car insurance policy confirmed whilst ate home or work-place. The policy document will be emailed by the insurance company. Also, this online facility caters for claims as well where you register your claim with the insurance company via the internet.
It is important to go through the policy wording so as to master the policy’s terms and conditions as well as the type of cover you have chosen. During the quotation process, the insurance company would e-mail you a specimen of different types of car insurance as well as relevant premiums on each option.
Tips and Comments
Car instant insurance is an easy way of quickly get insurance cover for your motor vehicle or fleet. It is less time consuming and all the processes are done online. It also gives you the opportunity of comparing quotations from different insurance companies without physically visiting one office after the other.
