Introduction
The driving test is just a tip f the iceberg compared to how difficult it is to get car insurance young drivers. Motor insurance is at a record high and young driver are worst affected, often topping very high amounts of premium. In fact most insurers are denying young drivers auto insurance. Choosing to drive without insurance is risky and the courts charge very hefty fines. If you’re a young driver looking for insurance you need to read as much information as you can get on car insurance young drivers. Young drivers are considered risky and it is estimated that one third of road accidents are caused by young drivers. One in every five young drivers is likely to get an accident within the first twelve months of driving. There are a number of ways in which you can reduce auto insurance premiums, below are some of them.
History
- Some insurance firms may insist on fitting a "black box" into your car which will monitor your movements. It may be uncomfortable at first but if you prove you are a responsible driver by not driving late at night, they may be inclined to reduce your premium rates. For starters, it is important to purchase a sensible car. Do not go for very fast cars such as sports car since the insurer is likely to charge you higher.
- You may have to wait until you are a bit older to modify your car. Modifications such as rally lights, nitrous oxide kits and tinted windows are bound to raise your premiums. “Pimping” the car can wait a little longer.
Features
- Taking a Driving Standards Agency Pass Course can do you a lot of good. This course gives lessons on driving at night and also inner city driving. The course is comprised of about 6 modules, it will cost you to register for classes but once you pass the course your premiums can be reduced by up to 35 percent. This is a great tip for car insurance young drivers.
- It is wise to shop around and compare car insurance young drivers quotes from different companies. Do not necessarily go for cheap polices since they may have few benefits and give you less coverage. Third party insurance may appear like it the best option but it only covers damages to other vehicles, it is more prudent to go for a comprehensive cover which will protect your car and other vehicles.
Tips and comments
Additionally, you should consider fitting security devices such as alarms and immobilizer systems which can probe the insurer to charge you less. Driving responsibly and adhering to traffic rules will demonstrate to the insurer that you are a responsible young driver and they can reduce the premium charges. A DUI charge can negatively affect your chances of getting insurance not just as a young driver but even when you are older. Cheap car insurance young drivers is available if you take the time to search and if you follow the tips outlined above.
