Introduction
DES insurance is through the Arizona Department of Economic Security. This insurance is for low income families or individuals who are disabled. The DES provides for thousands of families and individuals each year who would otherwise not have a way to get medical care or medication. This is a vital service that is offered to the citizens of Arizona and is funded through the government. Without this service, many individuals would go without medical care and suffer from illness and death. Needless suffering is avoided with this great insurance service.
This DES insurance covers doctor's visits, hospital stays, physical exams, prescriptions, prenatal care, and even immunizations. The care that DES enrollees receive meets and exceeds all medical standards as set forth by the state. The great part of applying for DES insurance is that you can also apply for cash assistance and food assistance through the same form. Most families who struggle each month to make ends meet can find help through these valuable services.
Different Types of DES Insurance
There are four main DES insurance programs. You will need to go through an eligibility process so that it can be determined what type of program you can enroll in. While there are no fees to apply for these services, some of the insurance programs do require a small co-payment for each person for doctor's visits and prescriptions. These co-payments will depend on the type of plan you are enrolled in.
- Medicaid is for adults and children who are of a low income. This provides for all aspects of care. Normally, children are not charged a co-pay, but some adults are subject to a co-pay fee.
- KidsCare is for children only. It is for children under the age of nineteen who do not qualify for Medicaid, but lack insurance.
- The Arizona Long Term Care Services are for children and adults who need long term care due to physical or mental illness.
- Medicare Cost Sharing is for those individuals who have Medicare, yet can't afford their visits and prescription fees.
How to Apply
You will need to either visit the website at: https://www.azdes.gov/medical_assistance/ or you can visit any of the DES office locations to apply. You will need to provide proof of your identity and your citizenship. You will also need to provide documents on all of the individuals you are applying for in your home. You will need their Social Security numbers and their wage information if they are old enough to work. All of your assets also must be listed on the application. All of the information you provide will be checked with local, state, and government records. It is a felony to knowingly give false information on a government application, so it is in your best interest to be truthful!
If you need assistance in filling out the DES insurance application, there are many help topics on the website and you can also get one-on-one help with the DES insurance application when you come into a DES office.
Source
https://www.azdes.gov/medical_assistance/
