Introduction
There is a great demand for health insurance cheap today, especially from people who are unemployed, don’t make a lot of money or suffer from constant illnesses. For this reason, some people to actually choose jobs based upon whether or not health insurance is included within their benefits package. Fortunately, there are some things that you can do in order to be able to find health insurance cheap where you live.
Step 1
The first thing that you should do is inquire about Medicaid. This is an insurance program that is provided by the U.S. government and your state’s government. It is meant to help low-income people. Children, adults and senior citizens who meet certain qualifications can be insured by it. In order to determine whether or not you quality for Medicaid you can either contact your local Medicaid office or go online. If you go online, you may still have to go to the office to take them some necessary documentation during the application process.
Step 2
Find a public health clinic that is located near you. Talk to them about any health insurance cheap that they may know about. These clinics are a really good resource whenever you are seeking this type of information. Either they will send you to a patient services representative or they will provide you with some brochures and pamphlets that will tell you where and how to get health insurance cheap.
Step 3
Go to your local social services office. This department is responsible for providing a lot of different types of information to the community that you live in. Talk to them about any information that they have for health insurance cheap or free. They should be able to provide you with specific phone numbers, websites and office names that you can contact in order to find health insurance cheap for yourself and your family.
Step 4
Use an Internet search engine to look up “free health insurance” or “cheap health insurance.” Make sure to check out the web sites to see what states they actually service. You can then read through them or call and talk to someone to get your questions answered about the health insurance cheap they offer.
Step 5
Whenever you are ready to apply for health insurance cheap you will need to have your most recent paycheck stubs and any state identification that you have. If you are going to be applying for Medicaid through your local state office, you should be prepared to wait in line for at least two hours. There will probably be a long line of applicants for health insurance cheap ahead of you. It is also important to understand that there is an eight to 12-week waiting time before you will be approved for Medicaid or any other free or cheap health insurance program that you will find. If you still don’t receive a response after this time period has passed, you should take the time to actually pick up the phone and call their customer service number in order to find out what is going on.
Tips
You cannot have another type of health insurance if you’re insured by your state’s Medicaid program.
Sources and Citations
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