Introduction
Today the advancement in technology has made it possible to make credit payment online which are quite convenient. This is possible as long as you have linked your bank accounts to your credit card’s payment services. These payments offers fast confirmation that payments have been received which serves to avoid late payments and mails delayed in the post office boxes. Getting the services of credit card provider is essential especially if the provider offers online services such as credit payment. Most of the online service providers will require you to open an account with them which takes a few days as the provider verifies the bank information provided. As soon as the account is set up then you are good to go and you can now schedule online credit payment.
Step 1
In order to make credit payment online you will need to have access to a personal computer and reliable internet. The two can be accessed from a cybercafé at a fee if the individual does not have a personal computer at home. You will also require having checking accounts as well as credit cards and loans or bills to be serviced.
Step 2
The process of credit payment online is fairly simple, first check with the credit card company to ensure that it offers checking accounts and online payments programs. Once you are sure they have such services then request to have a mailed sign-up sheet for the checking account. You may need to open a checking account with a credit card company if you didn’t have one, then mail the check from the bank account as well as sign-up forms.
Step 3
All companies that allow credit payment online have a website; you may need to ensure that you have the correct site in order to avoid scammers who are able to duplicate secure sites. Once you log on to the company’s website you are likely to be requested to open an e-account so as to be assigned a password to enable you conduct banking transactions online.
Step 4
Using your password you will be able to access your new checking account for credit payment online and conduct your financial transactions. Transfer funds from your checking account to the credit card account. In order to avoid making mistakes verify the accuracy of your entry before closing the transaction.
Step 5
Once you have sure that all entries are correct finish the transaction and update your checkbook to reflect the transaction for credit payment online. Make sure that the next credit card statement will accurately show the payments made online.
Tips
Most companies that offer credit payment online have toll free numbers on the back of the credit cards. You can call the number to find out whether the company offers online payment programs. There are also some sites which can help as you seek credible online banks many of which have credit cards services as well as checking and savings accounts. Some of the sites also offer demonstrations that show how online banking transactions works which can come in handy for beginners.
