Introduction
If you are a credit cardholder and are worried about your credit card reports, then you don't need to worry because now you can get an annual report of your credit card activities. You can now avail the facility of credit check for free. According to the FACT Act, every American citizen who owns a credit card can get the free annual credit card report from the three major bureaus. These bureaus are Experian Equifax and TransUnion.
Step 1
If you are interested to get a credit check free, you have to request this check. It depends on you which bureau is most reliable and trustworthy for you. There are thousands of different companies that offer a credit check free to their credit cardholder customers.
Step 2
These companies offer online services. You can submit a request for a credit check free online 24 hours a day. The online customer support is also available 24/7. You can send a request through the website of any well-recognized credit check company but most trustworthy and reliable website is the “annual credit report.”
Step 3
It is the only source which can provide you reliable and true credit check free services.
Step 4
Before submitting a request for credit check free services, always read all terms and conditions or policies of that website through which you are requesting. It would be your wise step to read carefully all this stuff in order to avoid any future inconvenience or misunderstanding.
Step 5
There are many websites which offer a free credit report but deduct some fees or charges and you don’t even know about these charges. Such websites are fraudulent and scams. Be aware of them.
Tips
The credit check free services offer the transactional and activity history of your credit card, including loan payments, insurance installments, mortgages, etc. You can get the certified free credit card report from all major bureaus at a time or you can select one among them. The companies which offer credit check free services don’t offer any type of trial membership. You don't even need to mention all information about your credit card. It is quite a safe and sound way to get your free credit report without facing any hurdle.
These companies provide step by step instructions to their valued clients. You don’t have to face any difficulty regarding your request’s submission. You can rely on these companies to get a true picture of your credit card history for free. One important point which must be considered about annual reporting of credit card activitiesis that you must know that your credit card score is not involved in the annual report. And if you want to get your credit card score, then you have to pay some specified extra charges.
Sources and Citations
Some websites offers free credit card score services but they only offer free trial membership for some days. After the expiration of membership, you have to upgrade your trial membership. And one bad aspect of these memberships is the submission of all information of your credit card. It is quite insecure way but the benefit is that you can get a free credit card score for some period of time.
