Introduction
Credit 1 is an American bank located in Las Vegas, Nevada; which has the vastest coverage in the States with its credit card users. There are a number of people having credit 1 credit cards which can be because of their quite low demands in the terms of credit history and guarantees. They have a facility of providing both MasterCard and Visa credit cards and provide quite innovative features in their cards. The best part about their credit cards is that they issue credit cards even to people who have been rejected by other banks either because of their poor credit facilities or low bank credentials. Some of the amazing tips about credit 1 cards are as follows:
Step 1
People who always have poor account credit details and are in search of an unsecured credit card then credit 1 can be the answer for them.
Best way to manage the account details of your credit 1 platinum Visa Card is online. They have a very good facility on the net and provide with instant updates about your credit card through text and email notifications as well.
Step 2
Enrolling for the online services is very good, as they instantly provide information if your payment is due or your credit limit is over or if your need to issue a new account statement and many other features.
Credit 1 card holders are provided with this amazing feature of customizing your card according to your wishes. You can upload your favorite image online and get it approved to be on your credit card. This service is called the design my card service provided by credit 1 bank.
Step 3
Credit 1 credit card has a very easy way to rebuild your credit. This is because it collaborates with all three major credit bureaus that are the TransUnion, Equifax and Experian.
However, like everything else, there are some bad things about credit 1 as well that should be taken care of. Firstly, use a credit 1 card only if you are able to pay its high APRs and annual fees. This is because a large number of people go through a credit crash because they have not managed their fees and spending habits nicely. This is especially applicable on young college students
Step 4
It is highly important to know the fine print provided to you properly before going though any of the extra features. For example, before applying for an increase in the credit limit, one should know that the fees of increase are quite high.
Making a general rule of using the credit card only when the actual need is their rather than using it for luxury, is really essential.
Step 5
Credit cards are very good for necessities or emergencies or helping in building a nice credit history. Target these options more than fulfilling your wishes and spending out of hand.
The percentage fee for cash advance for credit 1 cards is really high, that is about 8%. Therefore it should only be used in an emergency.
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