the Five Best Low Apr Credit Card Offers

Introduction to low Apr credit cards

Credit cards have changed the lifestyle of people darned much. Today, most of the people are using credit cards for settlement of their expenses. Credit cards are mostly used by salaried and rich people. They are extremely helpful for the people to get their expenses paid off easily. The use of credit cards has also increased much these days. There are many financial companies offering different credit cards on very easy terms. All these things have made life of people very easy and comfortable. However, people must know about credit cards well. There are many people suffering from heavy credit card debts. Many people do not know about apr credit card. However, it is necessary to know about the apr credit card before buying the credit card. Certain credit cards have high APR due to the premium features. However, it is recommended that people should get the credit card with low APR. The low APR credit cards offer lowest interest rates throughout the year.

History of credit cards

The credit cards were started first in the 20th century. However, the concept of using credit card was started in 1887 by Edward Bellamy in the novel Looking Backward. The modern credit cards were used in 1920s for the first time in the US.

The credit cards were first used by automobile owners. Western Union started using the credit cards for customers in 1921. In 1928, the Charge-Plate was developed. It was also known as the predecessor of credit card in the US from 1930 to 1950s. There were many different credit cards used thereafter. The use of Visa was done in 1966. The MasterCard was used by the banks when the group of banks was established.

The Five Best Low Apr Credit Card Offers:

There are different credit cards available on market today. There are credit cards offering different values of APR. The low apr credit card is preferred by most of the people. The five reasons for getting low APR credit cards are:

1. Get to know about APR. APR is Annual Percentage Rate. This rate makes your account set up fees, interest rates and others.

2. The first thing that people should look for is find the lowest apr credit card. One should look for various credit cards having low APR, and then check which apr credit card is best.

3. Look for the credit card company that is offering the best features. One should look for the credit card having secure process.

4. There are certain apr credit cards that offer permanent low rate. There are some APR credit cards that are only for short time period or introductory. Try getting the one that offers the best.

5. Look for the apr credit card having 0% rather than just low interest apr credit card.

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