HSBC bank is one of the leading banks globally, and thanks to technological advancements, is now able to provide internet banking services for its account holders. Internet banking has revolutionized the way account holders do banking; making it a lot more convenient and efficient. In the course of this article, we shall endeavor to look at the advantages provided by internet banking, and how to use it.
Internet banking is the use of the internet as a channel to conduct banking activity. A HSBC internet banking customer accesses his or her account, through a browser on a computer. Here are some of the benefits enjoyed by HSBC account holders, through internet banking:
1. Greater access: Through internet banking, you can access your accounts on a 24 hour basis, 7 days a week.
2. Convenience of transacting: With internet banking, you won’t have to worry about any pesky ques.; your account is accessible to you, “at the touch of a button”.
3. Availability of options: With a HBSC online account you can perform various transactions, such as pay your utility bills, process standing orders, make transfer of payments, etc.
4. Environmentally friendly: With a HSBC online account, you can choose to go green and switch off your paper statements.
HSBC is committed to the security of internet banking for its account holders, through a number of measures:
· HSBC secure key: This is a secure key device, which generates a new password each time you login into your account. This device provides an extra layer of security, thus minimizing the likelihood of unwarranted breached of your account.
· Security software: HSBC bank provides anti-virus protection programs, such as Microsoft security essentials and McAfee, for free.
· Online fraud guarantee: In the event that you fall victim to any fraudulent activities, HBSC will reimburse you in full, subject to its terms and conditions.
Tips and comments:
The responsibility to ensure the safety of your account lies with both HSBC and the account holder. In order to do this make sure to keep your account safe by installing antivirus software, keep your browser updated and keep your log-in details private. In the event you notice any activities in your account, that you did not process, make sure to report them to HSBC as soon as possible, so that they can take the necessary actions.
