Introduction
The biggest companies of the world have an increased productivity as they adopt the newest technologies in the world faster, such as the services of business online banking. A large number of small and medium enterprises still don’t use those applications, missing the possibility to reduce the costs, and to become more competitive.
The small companies still have problems in adopting those modern methods offered by the banks, and the complementary services such as e-finance, but also the automated payments systems, according to a study of Deutsche Bank.
History
This is a huge advantage for the large corporations, as business online banking generates significant savings, and an increased productivity. During the last years, more than 80 % of the companies in the world having more than 100 employees had this system introduced, whine only 70 % of the small companies adopted this method. For the automated payments, the differences become even more significant. It is true that the small companies and working individuals started to understand the importance of such service, and we are expecting some great results from this point of view in the next period.
It is important to have convergence from this point of view, as business online banking might be the solution for those small entrepreneurships to get over the financial recession, as the packages offered now will generate the same savings for the owners.
For a small monthly fee, the companies will benefit of a great package containing a great number of services: a current account, a business card, POS, financing and other accounting operations. You will benefit of discounts for the services offered with those packages, and you will be able to manage your expenses and incomes simpler. The offer is flexible, and the package is adapted for the needs of any company.
Features
The packages include banking operations, payment orders, allowing you to reduce the costs of financial operations. The business card will manage the operations easily, using this simple and effective instrument. Moreover, you will have access to all the operations and banking situations at any moment of the day or night, so you can forget about the working hours of the land based banking branches.
The business card attached with the business online banking packages will create a permanent connection with the bank, with the possibility to access the system with your mobile terminals, such as a smartphone or a tablet. You will have credit line attached to this card, and you can access it easily from your computer. In other words, all the trips to the bank that implied a waste of time, financial and human resources will disappear.
Tips and comments
The POS system is also great if you own a small store, as it allow you to attract new clients and to consolidate the relationships with the clients that you already have, diminishing the operational risk generated by cash operations. Moreover, some of the online banking services offered for companies also comes with a free insurance package, offering a plus of safety for the online operations you initiate online. With the online banking systems, you will have access to all those products with some great conditions for s small monthly fee.
