Is your online banking credentials safe?

New and emerging technologies have tremendously helped in enhancing banking infrastructure. New high-end technology coupled with internet boom has seen rise of online banking. When online system of banking was started there were too many loop-holes in the system which allowed hackers to crack the bank accounts of internet users.

With new age technology banks have upgraded their network which has helped their customers to freely as well as securely go for online transactions over the internet. Banking through internet requires very high security level so that hackers don’t get into accounts of any customer of the bank.

The infrastructure for online bank is not at all easy therefore online model for banking is trivial but certainly not very easy to crack. All around the globe there are many hackers who are constantly trying to get into the networks of various banks but with latest technology the security level is air-tight hence it is very difficult to crack therefore the hackers continuously keep track of online customers to get their user name and password.

To hack online bank accounts hackers indulge in phishing activities and it seems to be the easiest way to get all information about a customer doing online banking. All your banking credentials over the internet is safe until and unless you reveal all your personal information to anyone.

Hackers usually make duplicate websites and they request the clients to enter personal details. This way they get all your details hence one should be careful while replying to any emails which says that you need to enter your details for security reasons. In fact one should not enter any details on such email links and should immediately cross check with their bank to know the truth.

Highly skilled technical hackers use other internet tools to get user information so that they can compromise with their bank accounts. One technique hackers’ use is capturing of user data when the data is transferred between the user and the banks network. For such data theft mostly banks are responsible because their network is not secure. Also at times because of unsecured user internet connection data theft takes place which results in hacking of clients bank details. It is essential for banks to have secure network with high data encryption which is very difficult to crack also, the user should always use a secure internet connection.

Hackers also crack user data by spreading viruses over the internet. There are many people who store their data on the hard disk which are transferred by these viruses to the hackers which helps them in cracking a bank account. Online banking is fast but it is full of risk.

Comments

Most Recent Articles